What is product liability insurance?

Product liability insurance covers the cost of claims made against your products including court costs and settlement costs.

If your business makes or sells a product and that product causes some sort of injury, property damage or sickness, your business could be held responsible. Product liability insurance covers the cost of claims made against your products including court costs and settlement costs. And it is just as important for business-to-business products as it is for business-to-consumer products.

Is product liability insurance just for big companies?

No. Product liability insurance is important for every business that produces and sells products – from small bakeries to large equipment suppliers. All businesses that make or sell products are at risk for product liability lawsuits.

Some types of companies that should carry product liability insurance:

  • Bakeries
  • Clothing Stores
  • Florists
  • Restaurants
  • Gift Shops
  • Wholesalers
  • Coffee Shops
  • Pet Stores
  • Print and Copy Shops
  • Software Developers
  • Website Creators/Designers
  • Raw Material Suppliers
  • Equipment Suppliers

Product liability insurance is only one piece of your required coverage

Setting up an insurance package that protects your business from potential risks requires a deep understanding of both your business and your goals. It starts with finding an insurance broker you trust will take the time to get to know you and make confident recommendations. Whether this is your first time purchasing commercial insurance or you’re looking to see what  you’re options are for a renewal, we’d love to help you get the right insurance package for your business.

  • Carrie Stone
    I use CJ Campbell for my personal as well and business insurance needs. The team members specifically Dave Parker, Boun Chou & Natasha Hedin have been absolutely amazing to work with. I highly recommend this company for all your insurance needs. They are extremely professional and attentive; they are always prompt and getting back to me.
    Carrie Stone
  • Kristine Beaudin
    This team has blown me away with their hard work and dedication to my portfolio. I have both personal and commercial lines, and after a few hiccups, they went to bat for us and just knocked it out of the park! Christina, Natasha and Anthony I can not thank you enough for dealing with my crazy insurance needs! I am so thrilled to be in your care for all my insurance needs! Cannot recommend enough!
    Kristine Beaudin
  • Melanie Morgan
    I cannot say enough good things about Natasha Hedin. She went above and beyond to help me with my insurance needs. She sent me all the information I needed within moments of asking. Natasha was very helpful and answered all my questions quick and concisely! She’s a great asset to your company for sure.
    Melanie Morgan
  • Tom Morris
    I dealt with Natasha for some commercial auto insurance. Unfortunately due to the nature of what I'm hauling, we weren't able to make something work out but she still pointed me in the right direction and tried to help where possible. Thanks so much!
    Tom Morris
  • Roz F
    Every individual I've had contact with at CJ Campbell has been professional and prompt in their service. I'm guessing this is the reason this family owned business has been around for decades. If you require insurance, you won't be disappointed here.
    Roz F