What is Personal Liability Insurance?
Sometimes called "third-party" insurance, personal liability insurance protects the insured (a person) from legal claims made against them.
Each different type of personal insurance (auto, home, boat, RV, etc.) will include some aspect of liability coverage. For example, if a guest at your home falls on your porch, is injured and decides to sue you, your homeowner's insurance will include a liability section that will cover your legal costs as well as the amount you are being sued for (up to your predetermined coverage amount).
If you have auto insurance in Alberta, you have Personal Liability and Property Damage (PLPD)
In Alberta, personal liability and property damage (PLPD) is mandatory to register a vehicle. Just like in the last example, your auto insurance will cover the costs associated with the damages you cause to people or property through the operation of your vehicle (up to your specified coverage amount).
Do you need more than the typical coverages?
High-net-worth individuals that are looking to protect themselves beyond the coverage limits of their other personal insurance policies can purchase umbrella liability policies.
The best way to determine if you have the right amount of personal liability coverage is to meet with one of our personal insurance executives. We can go through your existing coverage to see if it still suits your needs, lifestyle and goals and then make recommendations on how to get your entire insurance portfolio in order. Schedule an insurance audit today.
Great company to deal with. We are very happy to switch over from our previous company and they also saved us some money!
My husband and myself have been with company for at least 25 years. They never disappoint always best rates.
Highly recommended and always delivers the best service for home and auto insurance. Able to navigate for best value, and listens to our needs.
Jennifer Mohler is absolutely outstanding. I was given Jen's contact information from a friend after moving to Calgary several months ago. Her professionalism and efficiency on finding me the best quote for auto is what led me to contact her again when I needed home insurance. She is very pleasant to work with as she is patient with explaining policies and has an eye for detail. Looking forward to dealing with Jen in the future!
I have been a client of C.J Campbell Insurance for over 16 years. I would like to express my gratitude to Joel White. Joel is absolutely amazing to work with. His professionalism, understanding and willingness to go above and beyond for clients is very commendable! When ever I have a question or if there is an issue he’s instantly working on how to resolve or answer my question. I highly recommend him for all your insurance needs.
My wife and I moved our insurance to CJ Campbell after Royal Bank started demanding annual payments from customers. We have been very happy for the past few years. Customer service is exceptional and staff work to help you get a fair deal. I would highly recommend CJ Campbell Insurance.