Contractor Property Insurance

What is property insurance for contractors?


For a contractor, property insurance protects your business-related buildings, property, and equipment from physical loss. Depending on the nature of your contract or service agreement, your broker can suggest what basic and additional coverage you need to make sure you’re not left with nothing in the event something goes wrong.

An experienced insurance broker can help you decide what you need.

An experienced insurance broker can help you decide what you need when you are requesting a quote. When it comes to property insurance, you really need to consider all aspects of your business. Do you have a physical office? Then you’ll want to protect the contents of that office including the furniture, computers, and anything else of value that stays on the premises.

Do you use special or large equipment? If you do, and it stays on your premises, you’ll need to take that into consideration.

Do you travel with large equipment? Or tools? You’ll need to account for each case with additional floaters. These will ensure you’re able to replace what’s lost and recover any additional rental costs you incur.

And that’s just the beginning. Because no two contractors are the same, no two contractor’s property insurance needs will be the same. Other coverage you might need to consider are:

  • Crime coverage
  • Accounts Receivable coverage
  • Builders risk

Working with an experienced insurance broker is your best way to ensure you have the right property insurance for your situation. If you have any questions about property insurance for contractors, we’d love to hear from you.

  • Andrea Patterson
    I’ve had the pleasure of now dealing with Boun a few times for my insurance needs and she is an absolute delight to talk to. I would definitely recommend dealing with CJ Campbell as I know of others who also use them and love the service they receive.
    Andrea Patterson
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    They're very helpful.
    Arnel Rante
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    If you want to get the best service from them, you need to talk to Boun Chou at CJ Campbell, got the best rates across 12 different companies for my house and my car and the service was excellent.
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    We moved to Alberta almost 10 years ago from Ontario . We were recommended CJ Campbell for our insurance needs. This was the best decision. Jen and Anna Marie have always helped with any questions or concerns and have always treated us like we were their only clients. Never waited for answers always had time to call back asap with answers. Highly recommend switching to CJ Campbell. You wont be disappointed.
    Roxeen Willett
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    Great company to deal with. We are very happy to switch over from our previous company and they also saved us some money!
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    My husband and myself have been with company for at least 25 years. They never disappoint always best rates.
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    Highly recommended and always delivers the best service for home and auto insurance. Able to navigate for best value, and listens to our needs.
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    Jennifer Mohler is absolutely outstanding. I was given Jen's contact information from a friend after moving to Calgary several months ago. Her professionalism and efficiency on finding me the best quote for auto is what led me to contact her again when I needed home insurance. She is very pleasant to work with as she is patient with explaining policies and has an eye for detail. Looking forward to dealing with Jen in the future!
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    I have been a client of C.J Campbell Insurance for over 16 years. I would like to express my gratitude to Joel White. Joel is absolutely amazing to work with. His professionalism, understanding and willingness to go above and beyond for clients is very commendable! When ever I have a question or if there is an issue he’s instantly working on how to resolve or answer my question. I highly recommend him for all your insurance needs.
    Dom L
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    Ken Moffatt