Contractor Property Insurance

What is property insurance for contractors?


For a contractor, property insurance protects your business-related buildings, property, and equipment from physical loss. Depending on the nature of your contract or service agreement, your broker can suggest what basic and additional coverage you need to make sure you’re not left with nothing in the event something goes wrong.

An experienced insurance broker can help you decide what you need.

An experienced insurance broker can help you decide what you need when you are requesting a quote. When it comes to property insurance, you really need to consider all aspects of your business. Do you have a physical office? Then you’ll want to protect the contents of that office including the furniture, computers, and anything else of value that stays on the premises.

Do you use special or large equipment? If you do, and it stays on your premises, you’ll need to take that into consideration.

Do you travel with large equipment? Or tools? You’ll need to account for each case with additional floaters. These will ensure you’re able to replace what’s lost and recover any additional rental costs you incur.

And that’s just the beginning. Because no two contractors are the same, no two contractor’s property insurance needs will be the same. Other coverage you might need to consider are:

  • Crime coverage
  • Accounts Receivable coverage
  • Builders risk

Working with an experienced insurance broker is your best way to ensure you have the right property insurance for your situation. If you have any questions about property insurance for contractors, we’d love to hear from you.

  • Jason Perras
    Great company to deal with. We are very happy to switch over from our previous company and they also saved us some money!
    Jason Perras
  • Theresa Hendricken
    My husband and myself have been with company for at least 25 years. They never disappoint always best rates.
    Theresa Hendricken
  • Jonathan Howlett
    Highly recommended and always delivers the best service for home and auto insurance. Able to navigate for best value, and listens to our needs.
    Jonathan Howlett
  • Melissa Geea
    Jennifer Mohler is absolutely outstanding. I was given Jen's contact information from a friend after moving to Calgary several months ago. Her professionalism and efficiency on finding me the best quote for auto is what led me to contact her again when I needed home insurance. She is very pleasant to work with as she is patient with explaining policies and has an eye for detail. Looking forward to dealing with Jen in the future!
    Melissa Geea
  • Dom L
    I have been a client of C.J Campbell Insurance for over 16 years. I would like to express my gratitude to Joel White. Joel is absolutely amazing to work with. His professionalism, understanding and willingness to go above and beyond for clients is very commendable! When ever I have a question or if there is an issue he’s instantly working on how to resolve or answer my question. I highly recommend him for all your insurance needs.
    Dom L
  • Ken Moffatt
    My wife and I moved our insurance to CJ Campbell after Royal Bank started demanding annual payments from customers. We have been very happy for the past few years. Customer service is exceptional and staff work to help you get a fair deal. I would highly recommend CJ Campbell Insurance.
    Ken Moffatt