Vacant Property Insurance.

No occupancy? No property insurance.

Typical commercial property coverage can be voided if a property is left vacant or unoccupied for 30 consecutive days. So, as soon as you know your commercial building is going to be vacant, you need to be looking for vacant property insurance. Vacant properties are more prone to vandalism and damage and your traditional property insurance carrier may not want to write a policy to cover that risk. That's where we come in. We work on your behalf to secure appropriate vacant property insurance for your situation.

Choose 3 or 6 months initially and then renew for up to 18 months.

You might not know how long your building or commercial space will stay vacant. It's good to have some flexibility with your insurance term for just that reason. We will work with you to determine your need for today as well as work with you to secure extensions if necessary. As professional commercial insurance brokers, we always represent your best interests.

Here are some examples of common risks vacant property insurance will cover:

  • Explosion
  • Fire
  • Hail, lightning or windstorm damage
  • Water damage caused by broken pipes
  • Malicious mischief on the property and general property destruction
  • Squatters on the property who cause damage without the owner's knowledge
  • Sprinkler leakage
  • Vandalism


Do you need to insure land as well?

We can discuss vacant property and land insurance. This insurance is good for a single building and up to 20 acres of vacant land.

  • Melanie Wiebach
    I am over the moon with the service I’ve been experiencing from them! Strongly recommend.
    Melanie Wiebach
  • Craig Rieger
    Excellent team at CJ Campbell including Curtis, Anthony, Dave, Monique and the rest of the awesome CJ crew. Coverage is high quality, fairly priced and service is excellent. Highly recommend this team.
    Craig Rieger
  • Carrie Stone
    I use CJ Campbell for my personal as well and business insurance needs. The team members specifically Dave Parker & Boun Chou have been absolutely amazing to work with. I highly recommend this company for all your insurance needs. They are extremely professional and attentive; they are always prompt and getting back to me.
    Carrie Stone
  • Kristine Beaudin
    This team has blown me away with their hard work and dedication to my portfolio. I have both personal and commercial lines, and after a few hiccups, they went to bat for us and just knocked it out of the park! Christina and Anthony I can not thank you enough for dealing with my crazy insurance needs! I am so thrilled to be in your care for all my insurance needs! Cannot recommend enough!
    Kristine Beaudin
  • Roz F
    Every individual I've had contact with at CJ Campbell has been professional and prompt in their service. I'm guessing this is the reason this family owned business has been around for decades. If you require insurance, you won't be disappointed here.
    Roz F