Landlord Insurance
If you're a landlord, get insurance that protects your investment
We focus on your specific rental situation and put together the coverage you need.
CJ Campbell Insurance works with all types of landlords to provide Rented Dwelling Insurance as well as Rented Dwelling Fire and Extended coverage.
We understand that every rental property and rental situation is different. Each one has different risks that need to be assessed, considered and covered. And in order to make sure your potential rental income and property are covered, you should really spend the time to talk to an insurance professional.
Our insurance advisors will customize a landlord’s insurance package for you that includes the broadest coverage at the best possible pricing.
What does landlord’s insurance protect you against?
When you become a landlord, you open yourself up to a range of possible liability issues – injuries to tenants or their guests, loss or damage to your building or property – which a homeowner’s insurance policy likely won’t cover.
If you’re held responsible for others’ medical expenses or ever taken to court over property damage or injuries, landlord insurance is the best option for safeguarding your hard-earned savings.
Do my tenants need their own insurance?
Even if you have landlord insurance, your tenants still need to purchase their own renter’s insurance. Legally, your tenants aren’t required to have insurance. However, you may be able to make it a condition of the lease.
You’ve got enough on your plate. Let us take care of your insurance.
You don’t need to figure it all out on your own. That’s what we’re here for. We want to help you make your transition to being a landlord. Let’s talk about your situation and what insurance you need.
Consider working with us to create a complete portfolio of insurance.
Getting to know you and your specific risk allows us to tailor make an insurance portfolio for you. Our clients meet with us yearly to ensure their insurance coverages are helping them achieve their strategic long-term goals.
A complete insurance portfolio for a landlord may include:
- commercial general liability
- non-owned auto liability
- Building
- Contents
- Detached structures
- Sewer backup
- Gross rental income coverage